Over the past couple of weeks we have been studying the principles of life insurance. Life insurance isn’t a topic that most people think about. In fact, many people think life insurance is something that only “old people” need to consider. Each individual has different responsibilities
and obligations, and beliefs and opinions about what those responsibilities and obligations are after they die.
Reflect on the life insurance and its many purposes and uses. Do you think life insurance is an important thing for young people (people in their 20’s) to think about and plan for?
Additional questions or thoughts which you might wish to explore:
Given the statistically low likelihood that a young person will actually die, is life insurance just a waste of money for young people?
Is life insurance as an investment mechanism sort of dead in today’s world because of the growth in alternative investment opportunities?
It is so morbid to think about the possibility of dying, I can’t even think about these issues.
I thought life insurance was just a way to leave lots of money for my loved ones after I died, and the purpose was to try to make people happy by giving them money. I was surprised to learn that really isn’t the purpose of life insurance.
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